17 Which of the Following Best Describes Term Life Insurance

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All of the following long-term benefits encourage home health care EXCEPT. Which of the following best describes term life insuranceA.


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The insured can borrow or collect the cash value of the policy.

. C It is level term insurance. Which of the following best describes term life insurance. An insured has a variable life policy with a 100000 face amount.

The insured pays the premium until his or her death. Term life insurance covers you during the most important years of your life The best time to open a term life insurance policy is when youre expecting to make a big life decision. Written for a specified time period.

Is a tool to reduce your risks. Which of the following best describes term life insurance. C an option to convert provides that a term life insurance policy can be exchanged for a.

See the answer See the answer done loading. And if the accident insurance event occurs the insurance company will bear all or all of the costs in full or in part. The insured pays the premium until his or her death.

B a 3-year renewable policy allows a term policyowner to increase coverage for the next 3 years. Which of the following best describes term life insurance. Depending on the chosen program you can partially or completely protect yourself from unforeseen expenses.

She is still able to reside in her home while receiving primary care as opposed to moving into a nursing home. B Equal to the cash value surrendered from the policy. The insured pays a premium for a specified number of years.

A lapsed life insurance policy c. During this time the policy face amount was increased to 150000. Starting a family getting married starting a business or switching to a profession where danger is involved are all great reasons to take out a policy.

The insured pays the premium until his or her death. B It provides an annually increasing death benefit. The insured is covered during his or her entire lifetime.

Graded Premium Whole Life. The insured can borrow or collect the cash value of the policy. Dying before financial obligations have been met.

C Policy dividends are an intentional return of a portion of the premiums paid. A Neither the premium nor the death benefit is affected by the insureds age. Depending on the chosen program you can partially or completely protect yourself from unforeseen expenses.

1 on a question. The insured can borrow or collect the cash value of the policy. The insured pays the premium until his or her deathC.

The insured is covered during his or her entire lifetime. Which of the following best describes term life insurance. The insured can borrow or collect the cash value of the policy.

21- Which of the following best describes what life insurance is designed to protect against. A a 3-year renewable policy allows a term policyowner to renew the same coverage for another 3 years. At one time the cash value exceeded 100000 and was worth 150000.

The insured is covered during his or her entire lifetime. Probability of dying increasing as you grow older. Which of the following best describes term life insurance.

Tap again to see term. Which of the following is not considered a life insurance replacement transaction. Which of the following statements best describes life insurance policy dividends.

The insured can borrow or collect the cash value of the policy. Which of the following best describes term life insurance. All of the following best describes Term Life Insurance EXCEPT.

The insured pays a. A participating life insurance policy in which the one-year term dividend option is used. Click again to see term.

Which of the following best describes annually renewable term insurance. The insured can borrow or collect the cash value of the policy. Click card to see definition.

All of the following statements regarding term life insurance are correct EXCEPT. Tap card to see definition. The insured is covered during his or her entire lifetime.

Which of the following best describes term life insurance is a tool to reduce your risks. Which of the following best describes term life insurance. When a life insurance policy is cancelled and the insured has selected the extended term nonforfeiture option the cash value will be used to purchase term insurance that has a face amount a In lesser amounts for the remaining policy term of age 100.

17 - Private Insurance Plans for Seniors. The insured pays the premium until his or her death. And these costs can be from 100 to several tens or.

A Policy dividends represent earnings to shareowners who hold stock in insurance companies. A life insurance policy pledged as collateral d. And if the accident insurance event occurs the insurance company will bear all or all of the costs in full or in part.

The insured pays the premium until his or her death. The insured pays a premium for a specified number of years. Linda is covered with the long-term care insurance and has early-stage Alzheimers.

Which of the following terms best describes a life insurance policy that provides a straight 100000 of coverage for a period of five years. The insured is covered during his or her entire lifetimeB. The insured pays a premium for a specified number of years.

The insured pays the premium until his or her death. And these costs can be from 100 to several tens or. An individual company or legal entity that purchases ownership of a life insurance contract from a policyowner who in return receives compensation amounting to less than the policys death benefit usually 60-80 of the policys proceeds is known as a.

The insured is covered during his or her entire lifetime. A life insurance policy converted to reduced paid-up insurance b. The insured pays a premium for a specified number of years.

In the following year the cash value took a significant decline and was worth only 70000. B Policy dividends affect the cost of virtually all insurance policies issued today. The insured is covered during his or her entire lifetime.

The insured pays a premium for a specified number of years. The insured pays a premium for a specified number of years.


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